These Terms & Conditions ("Terms") govern your use of the website https://softwareseva.com ("Site"), operated by Amit Kumar Aharwal under the brand "Apna Future Safe" (" we", "us", "our"). By using this Site, you agree to these Terms. If you do not agree, please do not use the Site.
Apna Future Safe is an informational and lead-generation website for Amit Kumar Aharwal, Certified Senior Life Planner, Tata AIA Life Insurance. The Site is not itself an insurer, mutual fund, or broking entity — it is used to share financial education content and to help you get in touch for a consultation.
Content on this Site — including blog articles, service descriptions and the outputs of any financial calculator — is provided for general educational and illustrative purposes only. It does not constitute individual financial, investment, tax or legal advice, and should not be relied upon as such. Any figures shown by a calculator are estimates based on the assumptions you enter; actual returns, costs, and outcomes will vary. Please book a consultation before making any financial decision.
Amit Kumar Aharwal is a Life Insurance Advisor associated with Tata AIA Life Insurance Company Ltd. IRDAI Registration/License No.: [ADD YOUR LICENSE NUMBER]. Insurance is the subject matter of solicitation.
Insurance products are underwritten by the respective insurer (including Tata AIA Life Insurance Company Ltd.) and are subject to that insurer's terms, conditions, and policy wording. Nothing on this Site should be treated as a policy document or a guarantee of coverage, returns, or claim settlement.
Where this Site links to a third-party platform (for example, an NJ E-Wealth account-opening portal), that platform has its own terms, conditions, and privacy practices, which are not controlled by us. We are not responsible for the content, security, or services provided by third-party websites.
To the extent permitted by law, Apna Future Safe and Amit Kumar Aharwal are not liable for any loss or damage arising from your use of, or reliance on, information provided on this Site, including calculator outputs, except where such liability cannot be excluded under applicable Indian law.
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
These Terms are governed by the laws of India, and any disputes will be subject to the jurisdiction of the courts in Gujarat, India.
Questions about these Terms can be sent to apnafuturesafe@gmail.com or via our Contact page.
